Please read these terms and conditions (“Terms”, “Terms and Conditions”) carefully before using the Finbotica website (the “Service”) operated by Finbotica (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

Content Disclaimer

The content provided on the Finbotica website is for informational purposes only. It should not be construed as investment, financial, or other advice. Nothing contained on this site constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

Financial Decisions

You acknowledge that any investment decisions you make based on information found on or through the Service are made at your own discretion and risk. You should seek professional advice from a qualified financial advisor before making any investment decisions.

Use of Cookies

Our website may use cookies to enhance your experience while using the Service. Cookies are small files stored on your device that help track usage patterns, preferences, and other information to improve the functionality and performance of the website.

By using the Finbotica website, you consent to the use of cookies in accordance with our Privacy Policy. You can choose to disable cookies through your browser settings; however, please note that disabling cookies may affect the functionality of certain parts of the website.

We may use both session cookies, which expire when you close your browser, and persistent cookies, which remain on your device for a set period of time or until you delete them. These cookies may be set by us or by third-party service providers to analyze usage trends, personalize content, and provide targeted advertisements.

Please refer to our Privacy Policy for more information about how we collect, use, and protect your personal information.

Limited Rights and Usage

The content displayed on the Finbotica website is provided for your personal, non-commercial use only. You may access, view, and use the content solely for informational purposes related to your own investment decisions.

You are expressly prohibited from selling, sub-licensing, redistributing, or otherwise commercially exploiting any content obtained from the Finbotica website without the explicit permission of Finbotica.

Furthermore, you are prohibited from engaging in any activities that may compromise the integrity or security of the website, including but not limited to reverse engineering, data mining, or scraping of the website content.

Any unauthorized use of the website content may violate copyright, trademark, and other laws. Finbotica reserves all rights not expressly granted in these Terms.

If you wish to use the content for any purpose other than personal, non-commercial use, or if you have any questions about the permitted use of content, please contact us at support@finbotica.com for explicit permission.

Limitation of Liability

In no event shall Finbotica, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

In no event shall Finbotica’s total liability to you for all claims related to the Service exceed the amount paid by you, if any, for accessing this website or using the Service during the twelve months preceding the date on which the claim arose.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitation may not apply to you.

Indemnification

You agree to indemnify and hold harmless Finbotica and its affiliates, officers, directors, employees, agents, and licensors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Service; (ii) your violation of these Terms; (iii) your violation of any third-party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your content caused damage to a third party. This indemnification obligation will survive these Terms and your use of the Service.

Termination

Finbotica reserves the right to terminate or suspend your access to the Service at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Finbotica reserves the right to refuse service to anyone for any reason at any time.

Email and SMS Marketing

By providing your email address and cellular phone number to Finbotica, you consent to receive email and SMS communications from us, including but not limited to notifications, newsletters, promotional offers, and updates about our products and services.

You may opt out of receiving these communications at any time by following the unsubscribe instructions provided in the messages or by contacting us directly at support@finbotica.com.

Please note that even if you opt out of receiving marketing messages, you may still receive transactional or administrative communications related to your account or transactions with Finbotica.

We may also use your email address and cellular phone number to deliver targeted advertisements to you through third-party platforms. You can control the use of cookies for targeted advertising by adjusting your browser settings or by opting out of targeted advertising through the applicable third-party platform.

Finbotica respects your privacy and will not share your email address or personal information with third parties for their marketing purposes without your consent.

If you have any questions or concerns about our email and marketing practices, please contact us at support@finbotica.com.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Us

If you have any questions about these Terms, please contact us at support@finbotica.com.

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.